Overdraft Protection & Sweeps

Automatic cash movement when timing gets tight.

Protect payments, centralize balances, and use sweep rules to move funds between checking, credit, and target balance accounts.

Set Up Protection Online Banking

Checking Daily flow

Sweep rule Auto transfer

Line of credit Backup funds

Line of Credit Sweeps

Keep bills moving while reducing avoidable interest exposure.

With Meridian Fintrust sweep account options, you can automate transfers so funds are available when it is time to pay bills, while also using sweeps to pay down loan balances when cash allows.

Move funds automatically

Transfer between checking and line of credit accounts based on the protection structure you choose.

Minimize overdrafts

Help ensure checks clear and payments are covered when timing gaps appear.

Reduce interest cost

Use automatic sweeps to pay down loan balances and reduce what you spend on interest.

Zero & Target Balance

Centralize control while keeping transaction flow separate.

Target balance and zero balance structures can consolidate funding needs while preserving separate accounts for tracking, payments, and operational clarity.

Automate transfers between accounts

Reduce or eliminate the need for credit

Centralize cash for better control